Smart Money Matters: Where to invest your hard-earned money in 2021

Life is expensive. This is a fact that almost anyone can agree on in the United States. Regardless of your political affiliation, social class, or sense of humor, commodity prices across the country have gone up and it’s affecting us all. So what do you do when prices keep rising and wages sit idle? In short, invest.

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Investments come in all forms, and they all have different returns and different associated risks. But, getting involved in an investment is more about what prospects tell you about, how much you are willing to spend, and how much you want to get involved in your investment.

Whether you want to play a passive role and be a silent partner in a restaurant, or want some time to develop new products, you need to save a little bit of money to invest in anything today.

Here, we’ll explore some simple investments that promise the best returns in 2021 and into the foreseeable future.


Real estate is one of the last wise investments that has stood the test of time. The real estate market has seen many ups and downs over the past two decades, but for the most part it remains a good investment for many reasons.

You can invest in a second property and not only develop that property for a future sale, but you can also monetize it by becoming an Airbnb host.

Airbnb hosts earn money when travelers stay at home. Although this activity is seasonal in many parts of the country, with the rise in COVID-19[female[feminine, more and more people are avoiding crowds and hotels and staying in an Airbnb instead.

The revenue you can earn from an Airbnb listing varies widely depending on the location, as well as the features and amenities you offer. If you want to learn more about the benefits you can get from an Airbnb rental, consider using an Airbnb income calculator to see your earning potential.

High Yield Online Savings Accounts

A high yield savings account is known to pay interest on your cash balance. These online accounts, however, offer much higher interest rates than what you would typically find at a traditional bank.

High yield savings accounts also offer lower overhead costs, while some have no overhead costs. It is a great investment for those who do not like to invest in risky markets such as stocks and the like.

The only “risk” associated with high yield online savings accounts is that as inflation rises, interest rates can fluctuate with the ebb and flow of inflation. This means that sometimes you will get less feedback. But, just to keep money in the bank and earn interest, you have nothing to lose.


Ok, let’s not worry about every word Elon Musk says regarding the crypto world. While there are some influential entrepreneurs who have some influence on how the markets balance, the crypto market is still in its infancy.

Over the past decade, cryptocurrency has offered businesses the ability to use digital currency as a form of exchange. But, for most people, the crypto space is very confusing.

However, despite its confusion, cryptocurrency has grown more valuable and popular. Consider Bitcoin, for example. In 2020, Bitcoin was below $ 10,000 per share. That price skyrocketed to $ 30,000 per share in early 2021. Although Bitcoin doubled and then fell back in the same year, it remains an intriguing investment for those who don’t care too much about risk.

The downside to cryptocurrency is the huge potential for risk involved. Literally, your investment could drop to absolute zero overnight in some markets. And, the potential to ban cryptocurrency is still on the table for economic lawmakers.

No matter what you invest in, as property prices continue to rise across the world, having a strong investment portfolio can help keep your head above water if you find yourself in dire financial straits. .

Interesting Related Article: “Is It Easy To Start Trading Cryptocurrencies?” “