It really is a stressful situation for most parents when handing over the car keys to their newly terminated teens. An inexperienced 17 year old boy or girl is easily distracted while driving and may face serious danger on the road. In addition, according to the survey, it was reported that teenagers or young drivers are more likely to be involved in the accident than experienced and mature drivers.
So being a parent when you know the auto accident rates at this age are higher than any other age group, you obviously want an insurance policy that covers them as much as possible. Also, many of you may know that auto insurance for a 17 year old man and women are more than older drivers.
If you are aware of some useful things, you can get the best auto insurance for your teenager. Let’s take a look at these helpful points and keep in mind when purchasing auto insurance for your 17 year old teenager.
Things to keep in mind for the best auto insurance for 17 years
1. The learner’s license does not require its own insurance.
It is very important to inform your insurer of the learner’s license that your teenager recently obtained. Also, you should know that insurance laws can differ from state to state. So, many companies will suggest that you do not add your teenager to your existing policy, while some recommend it to protect your teenager in the event that they are involved in an accident.
When your teenager gets a full driver’s license, he needs coverage – either on your existing insurance policy or on his own.
2. Buy a cheap car for your teenager
Did you know that premium rates also depend on the type of car your teenager drives? Luxury cars are more expensive to insure than others. This is because they cost more to repair or replace than other models. So, it would be a good idea to buy a cheaper car for your teenager, so that you have to pay less in premiums.
You need to research the insurance companies that take this factor into account and make sure you assign your teenager as the primary driver to the cheapest cart. So pay a lower premium and save money.
3. Buy an old used car
It’s always a good idea to buy and insure an old used car, so try to encourage your teen to do so. Also, it is true that you will never want to risk your teenager. So, before you buy a used car, be sure to check all of its features and functions. Also make sure that this car is completely safe and reliable for your teenager.
It can help a lot to get the cheapest auto insurance for a 17 year old woman and male. Also, don’t forget to compare the safety features of a car if you have to choose the one out of more than older used cars.
4. Keep your teenager in your policy
You have the option of adding your teen’s name to your auto insurance policy. But, it would be a good idea if you have a good policy. You should know that adding them to your policy costs less than buying their own policy. If a situation arises, such as an accident on the part of your teenager, that causes your premium to increase, you can remove their name from your policy and let them purchase their own coverage.
Let give Alias Insurance a chance to guide you on the best auto insurance option for your teenager. Also make sure your teenager is learning to drive safely. The insurance expert accompanies you every step of the way and offers you the right coverage at the best price.
Interesting Related Article: “3 Easy Ways To Get The Cheapest Auto Insurance”